Herniated Disc vs. Bulging Disc: Signs and Symptoms

Herniated Disc Vs. Bulging Disc: Signs And Symptoms

Herniated Disc Injury Treament DoctorBack pain can go from a minor annoyance to a major life disruptor. If you suspect you have a herniated or bulging disc, especially after an accident, understanding the symptoms and receiving proper medical care is essential to alleviating your pain. So what is the difference between Herniated Disc vs. Bulging Disc?  Learn about the small differentiation between the two conditions, what symptoms disc issues cause, and what treatment options exist.

Herniated Disc Causes

"Disc herniation symptoms vary based on the severity and location of the injury"

Problems with spinal discs become more common as you age because the tissue making up your discs becomes dehydrated and less supple. Disk issues are also more common in the lower spine, though they can occur between any two vertebrae, and you can suffer from more than one injured disc. Some people are more prone to disc problems, so if you've struggled with one herniated disc you should be cautious with your movements and activities.

Other causes of herniated discs include minor strain, twisting motions, sitting or standing for long periods of time, being overweight, and long-term repetitive motion. Some people suffer from herniated discs after a sudden injury or stressor, like a car accident.

What is the difference between a bulging and herniated disc?

A bulging disc and a herniated disc both involve issues with the intervertebral discs in the spine, but they differ in severity and the extent of damage. A bulging disc occurs when the disc's outer layer extends slightly beyond its normal position, often pressing against nearby nerves or causing discomfort. In contrast, a herniated disc, also known as a ruptured or slipped disc, happens when the inner core of the disc leaks out through a crack or tear in the outer layer, potentially leading to more severe symptoms, such as nerve compression and pain.

Herniated Disc

Disc herniation happens when a small tear occurs in the annulus and a portion of the nucleus pushes through. You may also see this phenomenon called a slipped disc or a ruptured disc. Typically, a herniated disc is more painful than a bulging disc.

Bulging Disc

A bulging disc, which is often a precursor for a herniated disc, occurs when the outer layer of the disc extends outside its usual spot. A doctor writing for Mayo Clinic likened it to a hamburger patty that's larger than the bun it sits on. Bulging discs don't always bulge around the disc's entire circumference, but the issue typically affects at least a quarter of the disc. Bulging discs can turn into herniated discs if they're left untreated. 

Herniated Disc Symptoms

If you're experiencing back pain, you may be wondering: "What does a herniated disc feel like?" Disc herniation symptoms vary based on the severity and location of the injury. Some patients with minor disc herniation report only a mild backache or no pain at all.

Lower Back Symptoms

A herniated disc in the lower back frequently causes pain in the sciatic nerve, which feels like a sharp pain that shoots through one buttock and down one leg. The pain may be mild, or it can be severe enough to feel like an electric shock. Sometimes it can reach the foot. You may also experience tingling, burning, or numbness in that same leg.

Patients with lower back symptoms may experience that the pain is worse in certain positions or that it gets worse when you're moving. You might also experience weakness in the affected side. Often, the sharp sciatic nerve pain comes after a long stretch of lower back pain.

Upper Back and Neck SymptomsWoman Holding Her Neck Because Of Pain Due To Cervical Disc Herniation

If the herniation occurs in the cervical vertebrae, which are the vertebrae of your neck, you might experience neck or upper back pain. Neck pain can occur on the back or the sides of your neck and may hurt worse when you turn your head.

You may also experience pain around your shoulder blades or between them. The pain may travel to your shoulder, arm, and even fingers, and some people experience tingling or numbness. This can change depending on your position, and, like with the lower back symptoms, you may find that one position or movement makes the pain worse.

Herniated Disc Treatment

Most herniated discs don't need surgery and symptoms will improve with time and care. The first step in treatment is to get a diagnosis, which will require an MRI, CT, or X-ray. After consulting with your doctor, you can manage the problem with at-home treatment, anti-inflammatory and muscle relaxing medications, and physical therapy.

At-Home Treatment

Start by resting your back. You can take an over-the-counter anti-inflammatory and try icing or heating the affected area. Make sure not to engage in strenuous movement, but also don't sit or stand in one position for too long. Paying attention to your posture, especially when sitting at a desk, will also help alleviate symptoms.

Physical Therapy

When at-home treatment isn't enough or your initial injury calls for extra intervention, physical therapy is the next step. Chiropractic adjustment can help realign your body after an injury, removing stress from the affected parts of the spine. Physical therapy may also include exercises to help strengthen the muscles of your back and posture alignment to prevent further injury. A chiropractor or physical therapist can give you a targeted treatment regimen to continue at home.

Injections and Surgery

If at-home care and physical therapy aren't sufficient, your next step is to receive spinal injections from a qualified doctor. Spinal injections help reduce inflammation and improve movement and are what doctors recommend before turning to surgery. For those who need surgery, the disc can be removed, after which your doctor may fuse your vertebrae together for stability or insert an artificial disc.

 

If you've recently been injured in an auto accident and are experiencing back pain due to a herniated disc, we're here to help. At City Wide Injury and Accident, we specialize in treating injuries that have resulted from auto accidents, including disc herniation. We serve patients in the Houston area and are ready to consult on your case and get you feeling better. Contact us today.

How much does a lawyer get from a car accident settlement in Texas?

How Much Do Lawyers Make From Car Accident Claims

Navigating the Post Accident Legal Landscape in the Lone Star State

How Much Do Lawyers Make From Car Accident Claims

In the vast expanse of the Lone Star State, where the open road beckons and traffic flows like the Rio Grande, car accidents are an unfortunate reality. If you find yourself on the wrong end of a collision, navigating the legal landscape can be as daunting as traversing the Texas plains. One question that often arises in the aftermath of a car accident is, "How much does a lawyer get from a car accident settlement?" We are here to shed light on this often-misunderstood aspect of personal injury law in Texas.

Understanding Contingency Fees:

In the great state of Texas, many personal injury lawyers operate on a contingency fee basis. This means that instead of charging clients an upfront fee, attorneys receive a percentage of the final settlement or court award. The logic behind this fee structure is simple: it allows individuals who might not have the financial means to access legal representation without worrying about immediate out-of-pocket expenses.

The Percentage Structure:

Contingency fees are typically structured as a percentage of the total settlement or court-awarded amount. In Texas, the standard contingency fee falls within the range of 33.33% to 40%, with 33.33% being the most common. However, it's important to note that the specific percentage can vary based on the complexity of the case, the attorney's experience, and other factors.

Costs and Expenses:

While contingency fees cover the attorney's professional services, clients should be aware that additional costs and expenses related to the case may not be included in this fee. These expenses, which can include court filing fees, expert witness fees, and other litigation costs, are typically billed separately. It's crucial to discuss these potential charges with your attorney upfront to avoid any surprises as your case progresses.

Negotiating the Fee:

In the spirit of the independent and resilient Texan ethos, individuals are encouraged to negotiate the contingency fee with their chosen attorney. It's within your rights to discuss the percentage and come to an agreement that both parties find fair. Open communication is key, and a reputable attorney will be transparent about their fees and willing to address any concerns you may have.

Contingency Fee Caps:

Texas imposes certain limitations on contingency fees to protect the interests of clients. As of our last knowledge update in January 2022, the Texas Business and Commerce Code sets a cap on contingency fees in personal injury cases, limiting them to 33.33% of the recovery if the case is settled before filing a lawsuit. If a lawsuit is filed, the cap increases to 40% of the recovery.

In Summary:

In the vast legal terrain of Texas, understanding how much a lawyer gets from a car accident settlement is crucial for anyone navigating the aftermath of a collision. By grasping the intricacies of contingency fees, negotiating with transparency, and being aware of potential costs, you can ensure a smoother journey through the legal system and secure the compensation you deserve. Just as the lone star shines bright in the Texas sky, may your path to justice be clear and resolute.

The Top 5 Questions to Ask a Car Accident Lawyer After a Collision

The Top 5 Questions To Ask A Car Accident Lawyer After A Collision

Questions To Ask Potential Car Accident Lawyers - 2 People Meeting At Legal OfficeA car accident can be a traumatic and life-altering experience. In the aftermath of a collision, you may be dealing with physical injuries, emotional distress, property damage, and complex legal matters. To navigate this challenging situation effectively and protect your rights, it's essential to consult with a car accident lawyer. When meeting with an attorney, asking the right questions can help you make an informed decision about your legal representation. In this article, we'll discuss the top five questions to ask a car accident lawyer after a collision.

1. What Is Your Experience with Car Accident Cases?

One of the most crucial questions to ask a car accident lawyer is about their experience. Find out how long they've been practicing, their track record in handling car accident cases, and if they have successfully represented clients with situations similar to yours. An attorney with relevant experience is better equipped to navigate the complexities of your case.

2. What Is the Legal Process for Pursuing a Car Accident Claim?

Understanding the legal process is essential. Ask your attorney to explain the steps involved in pursuing a car accident claim. They should be able to walk you through the process, from initial consultation to settlement negotiations or trial if necessary. This knowledge will help you feel more confident about the road ahead.

3. How Will You Handle Communication with Insurance Companies?

Dealing with insurance companies can be challenging. Inquire about how your attorney plans to handle communication with the involved insurance companies. A skilled car accident lawyer will be adept at negotiating with insurers to secure the compensation you deserve while protecting your rights.

4. What Types of Compensation Can I Pursue?

Car accidents can result in various types of compensation, including medical expenses, property damage, lost wages, pain and suffering, and more. Ask your attorney to outline the different forms of compensation you may be eligible for and how they will help you pursue each one.

5. What Are Your Fees and Payment Structure?

Before retaining a car accident lawyer, it's essential to discuss their fees and payment structure. Most personal injury attorneys work on a contingency fee basis, meaning they only get paid if you receive compensation. Ensure you understand their fee percentage and any additional costs associated with your case.

Bonus Question: Can You Provide References or Case Examples?

While not one of the top five questions, asking for references or case examples is an excellent way to gain insight into your attorney's capabilities. Reputable lawyers should be willing to share references from past clients or provide case examples that demonstrate their success in handling car accident cases.

Consulting with a car accident lawyer is a critical step in seeking justice and compensation after a collision. By asking these important questions, you can make an informed decision about your legal representation and increase your chances of a successful resolution to your case. Remember that an experienced attorney can guide you through the complex legal process, protect your rights, and help you rebuild your life after a car accident.

The Role of a Personal Injury Physician in Your Road to Recovery

The Role Of A Personal Injury Physician In Your Road To Recovery

Personal Injury PhysicianIf you've recently experienced a personal injury, whether it's from a car accident, a slip and fall, or any other type of incident, seeking prompt and appropriate medical care is crucial for your well-being and future recovery. One of the key healthcare professionals who can help you on your road to recovery is a personal injury physician. In this article, we'll explore the vital role these specialists play in your journey back to health.

What Is a Personal Injury Physician?

A personal injury physician, also known as a personal injury doctor or specialist, is a medical professional who specializes in evaluating and treating injuries resulting from accidents or other traumatic events. These injuries can range from minor sprains and strains to more severe conditions, such as fractures, head injuries, and whiplash.

The Importance of Prompt Evaluation

One of the primary roles of a personal injury physician is to assess your injuries promptly. When you're involved in an accident, some injuries may not manifest immediately. Delaying evaluation and treatment can lead to more significant complications down the road. Personal injury physicians have experience in identifying and diagnosing injuries associated with accidents, ensuring you receive timely care.

Comprehensive Evaluation and Treatment

Personal injury physicians typically offer comprehensive evaluation and treatment services. They will conduct a thorough physical examination and, if necessary, order diagnostic tests like X-rays or MRI scans to get a clear understanding of your injuries. Once the extent of your injuries is determined, they'll create a personalized treatment plan tailored to your specific needs.

Pain Management

Pain management is a crucial aspect of the recovery process after a personal injury. Personal injury physicians are well-versed in various pain management techniques, which may include medications, physical therapy, chiropractic care, and other therapeutic interventions to alleviate your pain and discomfort.

Documentation for Legal Purposes

If your personal injury case requires legal action, personal injury physicians play a significant role in documenting your injuries and treatment. They can provide detailed medical records and expert testimony to your personal injury lawyer if needed to support your claim and ensure that you receive the compensation you deserve.

Collaborative Approach

Personal injury physicians often work closely with other healthcare professionals, such as physical therapists, orthopedic specialists, chiropractors and rehabilitation experts, to provide comprehensive care. This collaborative approach ensures that you receive the best possible treatment for your specific injuries.

In the aftermath of a personal injury, your health and well-being should be your top priority. Seeking the care of a personal injury physician is a critical step on your journey to recovery. These specialists are trained to assess, diagnose, and treat injuries resulting from accidents, providing you with the necessary medical attention and documentation for legal purposes.

If you or a loved one has experienced a personal injury, don't hesitate to reach out to a personal injury physician. Their expertise and dedication to your recovery will help you regain your health and peace of mind as you navigate the challenges of post-accident life.

Remember, your recovery is essential, and seeking the right medical care is a significant part of that process.

Navigating the Challenges of Recovery From a Motorcycle Accident

Navigating The Challenges Of Recovery From A Motorcycle Accident
Navigating The Challenges Of Recovery From A Motorcycle Accident

Motorcycle Crash Scene

Unique Aspects of  Motorcycle Accident Recovery

Motorcycle accidents present unique challenges and considerations that set them apart from other types of accidents. These particularities make consulting a personal injury lawyer after a motorcycle accident especially crucial:

Vulnerability of Riders

Motorcyclists are more vulnerable than occupants of other vehicles due to their lack of physical protection. This vulnerability often results in more severe injuries, including head injuries, fractures, and road rash. Personal injury lawyers understand the gravity of these injuries and can assess the long-term medical and financial impact.

Bias and Prejudice

Unfortunately, motorcycle riders can sometimes face bias and prejudice from insurance companies and even juries. Personal injury lawyers are adept at countering these biases by presenting the facts and emphasizing the rights of motorcyclists to fair compensation.

Complex Liability Issues

Determining fault in a motorcycle accident can be complex. Issues like lane splitting, driver negligence, road conditions, and visibility challenges require a thorough investigation. A personal injury lawyer can employ accident reconstruction specialists and experts to establish liability accurately.

Specialized Laws and Regulations

Different states have varying laws and regulations concerning motorcycles, such as helmet requirements and lane-splitting legality. A knowledgeable lawyer can navigate these intricacies to ensure your rights are upheld.

Unique Insurance Challenges: Motorcycle insurance policies can differ significantly from standard auto insurance. Personal injury attorneys understand the nuances of motorcycle insurance, including the potential for uninsured or underinsured motorists, and can help you maximize your coverage.

Long-Term Consequences

Motorcycle accidents often lead to ongoing medical treatment, physical therapy, and potential loss of earning capacity. Personal injury lawyers consider these long-term consequences when calculating the full extent of your damages.

Rider's Perspective

Many personal injury lawyers are also riders or have a deep understanding of motorcycle culture. They can relate to your experience, which can foster better communication and empathy during the legal process.

In summary, the unique circumstances surrounding motorcycle accidents make consulting a personal injury lawyer with expertise in this area crucial. They possess the knowledge and experience to navigate the complexities of these cases, ensuring that you receive the compensation necessary to recover fully from your motorcycle accident injuries.

How a Car Accident Lawyer Can Help You Navigate the Road to Recovery

How A Car Accident Lawyer Can Help You Navigate The Road To Recovery

Woman At Scene Of Car Accident Needing A Lawyer

Benefits of Obtaining a Car Accident Lawyer

Car accidents can be life-altering events, leaving victims with physical injuries, emotional trauma, and financial burdens. When you're not at fault for the accident, seeking compensation for the damages caused by another driver is crucial. In such situations, a car accident lawyer can be your strongest ally in building a personal injury claim and securing the compensation you deserve.

 

What Can a Car Accident Lawyer Do for Your Case?

A car accident lawyer specializes in personal injury cases related to car accidents, and their primary goal is to help you recover financially. Here's how they can assist you:

Understanding Your Rights

Most individuals are not well-versed in personal injury laws, and this lack of knowledge can make it challenging to protect your rights after an accident. Laws regarding car accident injuries can vary by state, so having a lawyer to explain your rights and help you navigate the legal process is invaluable.

Providing Solid Legal Advice

In the aftermath of an accident, you may encounter conflicting advice from various sources. Consulting with a car accident lawyer ensures you receive sound legal guidance from professionals who have extensive experience in handling such cases.

Negotiating for a Fair Settlement

A car accident claim involves significant investigative work behind the scenes. Lawyers can investigate the accident details, gather relevant information, file a personal injury claim, negotiate with insurance companies, and even file a lawsuit if necessary. Their aim is to secure a fair settlement that covers your medical bills, vehicle repair or replacement costs, lost wages, permanent disability, pain and suffering, and other damages.

Representation in Court

While most car accident cases settle out of court, having a lawyer on your side can make a significant difference if your case goes to trial. Experienced attorneys are unafraid of insurance companies and are well-prepared to handle courtroom proceedings. 

Gathering Difficult Evidence

Car accident lawyers go the extra mile to build a strong case. This includes investigating the accident scene, consulting experts, reviewing accident reports, collecting witness statements, and ensuring that all available evidence is used to support your claim. 

Assessing Damages

Your lawyer will assess the full extent of your damages, considering both current and future costs related to medical treatment, lost income, and emotional impacts. This comprehensive evaluation ensures that no aspect of your claim is overlooked. 

Liaison with Medical Professionals

Some car accident lawyers maintain professional relationships with medical experts who can provide valuable services for your claim. They know which experts to call on for specific treatment options and assessments.

Is It Worth Hiring a Car Accident Lawyer for a Minor Accident?

Even in cases of minor accidents, hiring a car accident lawyer can be beneficial. They can protect you from legal claims made by the other party, ensure you file for all entitled damages, and use their expertise to build a robust case.

In the aftermath of a car accident, enlisting the help of a car accident lawyer is a wise decision. These professionals can guide you through the complex legal process, ensure your rights are protected, and work tirelessly to secure the compensation you deserve. Whether your accident was minor or severe, consulting with a car accident attorney can make a significant difference in your recovery process.

Remember, many car accident lawyers operate on a contingency fee basis, meaning you only pay them if you win your case. This ensures that you can seek justice without financial risk. To learn more about how a car accident attorney can assist you, schedule a free consultation with a reputable law firm in your area today.

How to Recognize the Signs of Whiplash After a Car Accident

How To Recognize The Signs Of Whiplash After A Car Accident
How To Recognize The Signs Of Whiplash After A Car Accident

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What to Expect In the Personal Injury Claim Process

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A car crash can be the beginning of a long and arduous process, especially if you are not prepared for it. When another driver's negligence causes an accident, the damage to your car and your health may prove costly. The personal injury claim process is never something anyone is fully ready to go through. However, having some basic idea of how the process works beforehand may help you get through it with less frustration and stress with the help of personal injury doctors Houston.

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Depending on the specifics of the crash, you may be able to leave the scene of your own accord. While this is one positive in a negative situation, it may not be your best course of action. You should get checked out by a medical provider, even though you may not believe you are hurt. There are a few reasons why this is important. First and foremost, some injuries do not appear evident. You may not have marked on your body or even experience pain.

While you leave the scene assuming you are lucky, you may wake up a few days later regretting the decision. A medical examination after a crash will serve to not only diagnose common injuries but track their progression. This is something that the insurance company will want to know. A few weeks later, if you walk away and wind up in the hospital with a brain bleed, the insurance company may try and say it happened after the crash, not because of it.

Claims Adjuster

A phone call to your insurer to report your accident will introduce you to the claims adjuster. This person is responsible for conducting a thorough investigation of the accident. Part of this is called a recorded statement. It serves as your account of the crash memorialized in a legally obtained recording. The claims adjuster will guide you through the recorded statement. The questions will not all make sense, and many of you have likely answered already. Part of the purpose of the recorded statement is to gauge your honesty in recounting the crash.

A personal injury lawyer is a good ally to have even when giving a recorded statement to your claims adjuster. You may be asked to speak with the other driver's claims adjuster. It is important to note that your consistency and honesty in every detail are crucial to the investigation. However, if you do not know an answer or are unsure, do not guess. Doing this may set you up for contradictory statements.

Fault Determination

The claims adjusters for the insurance companies determine who caused the crash. Assigning liability to a driver means that the corresponding insurer is responsible for paying for injuries and damage their driver caused. If the other driver has caused the crash, you have the right to receive compensation according to that driver's insurance policy. There are limits to what the policy will pay, so if your injuries or the damage to your vehicle wind up exceeding these limits, you may need to proceed with a personal injury lawsuit against the insurance company and their driver. Doing this will require extensive medical evidence like the reports authored from the personal injury claim process.

Damage Awards

Car Accident In Personal Injury Claim ProcessAfter a court case, you should receive financial compensation intended to cover your medical costs incurred and those you may need in the future. There are three typical financial damage awards the court gives. The most common is special compensatory damages that cover the money you paid to the car accident doctor Houston who treated you, plus any income you lost if you could not work. The judge may decide that your injuries have caused irreparable emotional turmoil and pain and award you general compensatory damages. This amount is to help compensate you for anguish, something you cannot put a dollar amount on. Finally, the last type of financial damages awarded is punitive. The only person who can grant this is the judge. It is usually a high amount and serves as a punishment for the at-fault driver.

 

In the aftermath of a crash, you may feel bewildered and not know where to turn. CityWide Injury is available at any time to help with the personal injury claim process. The trained staff will diagnose and treat various car accident injuries. CityWide can also recommend a personal injury attorney to get you through the claims and court processes. Let the professionals at CityWide Injury assist you in your time of need.

How Much Car Insurance Coverage Do I Need

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After meeting an auto accident doctor to treat you of any injuries, it is time to take charge of your paperwork, including your car insurance.

Be ahead of the curve by having the required insurance coverage minimums. You will want to make sure both you and your vehicle are covered in the event of an auto accident. Here, insurance will allow you to have the funds necessary to cover any repairs, damages, or medical care associated with your auto accident.

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Why Do You Need Car Insurance Coverage?

Most states require that drivers carry an auto insurance.

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Auto accident injury - Citywideinjury

For example, if you're hit by someone without car insurance, you'll be at the mercy of the person who hits you. It will be their responsibility to cover any damages incurred to your vehicle.

Also, they will look after any associated medical care costs to see an auto accident doctor. Surprisingly, most drivers don’t have enough funds to adequately cover this. So, this is where having auto insurance comes into play.

"Almost every state requires that drivers carry an auto insurance."

Having automobile insurance provides both parties with some padding when it comes to a car accident.

Auto insurance also allows coverage of damages for a person who's hit in a car accident. 

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Auto accident injury - Citywideinjury

This can be in terms of vehicle damage or bodily injury. The person at fault for causing the collision (or their insurance) is also liable for paying the aforementioned damages.

Most insurances also cover damages to vehicles such as vandalism and theft. Each policy has specific terms and conditions so check to see if your specific policy covers this. Besides, your insurance may also cover rental vehicles, while any damages are repaired.

How Do I Know What I Need to Obtain Car Insurance?

Subsequently, most states require specific minimums in regards to auto insurance. The state laws where you reside determines the insurance minimums. So, what you need in California may not be the same in Texas.

Texas law requires you to have liability coverage if you own a vehicle.

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Auto accident injury - Citywideinjury

However, if you don’t already have a vehicle, your insurance lender will require that you have full coverage insurance. It includes collision and comprehensive coverage.

Authorities may ask you to show proof of auto insurance in the following events:

  • Annual auto inspections/vehicle registrations
  • To renew your driver’s license
  • To purchase a vehicle
  • If cops ask you to pull over
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In the case of a car accident injury or when visiting the auto accident doctor make sure you have your insurance details before you consult any legal counsel.

"Make sure to get insurance details when meeting a car accident doctor."

How Much Insurance Coverage Do You Need?

Auto insurance cost is based not only on the state that you live in, but other specifics like the vehicle, the driver’s age, average commute times, driver history, previous claim history, credit, gender, and even their marital status. So, the more accidents you have on your record, the more your coverage will be.

In Texas, minimum coverage must include:

  • $30,000 in bodily injury coverage per person
  • $60,000 in bodily injury coverage total per incident
  • $25,000 in property damage coverage per incident

This basic coverage is known as “30/60/25”. You can also purchase more insurance than the state minimum requirements.

Auto Accident Injury - Citywideinjury
Auto accident injury - Citywideinjury

This will protect you if you are in a car accident in Houston that involves major damages, catastrophic injuries, or multiple vehicles. An inspection by an auto accident doctor can help to make proper claims.

Costs in access of what your policy covers will go to the at-fault driver. In order to protect your personal assets, you should purchase more than just the minimum coverages.

The exact cost of your insurance plan depends on the coverage you choose, the personal driver details, and if payment will be in full or monthly. Different companies will offer different rates, so shop around before locking into any plans.

Your insurance plan may offer discounts depending on various things. They include certain employer or association affiliations, for drivers who have taken defensive driving courses, student discounts for those with good grades. Call them directly to ask them about it.

Types of Auto Insurance

There are several different types of auto insurance. Each one serves its own particular function depending on the type of damage and persons affected. The most common types of coverage are:

  • Bodily Injury Liability
  • Property Damage Liability
  • Personal Injury Protection (PIP)
  • Uninsured Motorist Bodily Injury
  • Uninsured Motorist Property Damage

What Can Happen if I Don’t Have Insurance?

As you can assume, not having car insurance is a big risk, especially if it's mandatory in your state. Interestingly, as per The Balance, between 20 and 25 percent of Texas drivers don't own auto insurance.

In Texas alone, if you drive without car insurance, you may be fined with surcharges applied or even have your license revoked.

With each subsequent time that you are caught, the fine increases. Hence, the risk is obviously not worth the chance you'd be taking.

"Driving without a car insurance attracts fines in Texas."

If you’re searching for rates on new auto insurance policies, use an online calculator that will pick the best coverage for your needs and where you live. You can expect to pay more if you live in a heavily populated city. However, the cost of insurance is nothing in comparison to paying out of pocket for a whole new vehicle, whether it is your vehicle or someone’s vehicle that you’ve hit.

Auto Accident Injury - Citywideinjury
Auto accident injury - Citywideinjury

Make sure both you and anyone driving your vehicle have an auto insurance coverage.

Most importantly, if you get into an accident, take medical care from an auto accident doctor that specializes in auto accidents.

Having auto insurance is the best way to protect your precious investment so that it’ll hold value longer.

Citywide Injury & Accident is the Best Auto Accident Doctor Providing Accurate Medical Reports in Houston

If you need comprehensive reports for claiming your auto insurance coverage after an accident, get in touch with the best auto accident doctor. Make an appointment with Citywide Injury & accident by calling us at 713-782-0082.

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How Much Car Insurance Coverage Do I Need?|City Wide Injury & Accident – Houston, TX

Visit Personal Injury Medical Services For These 3 Hidden Injuries

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Sustaining even a minor impact on your vehicle can have a more significant effect on your body than you think. While you may not see or feel an injury, there may be damage beneath the surface. Even some fender benders can result in painful and long-lasting injuries if you don't receive care from personal injury doctors Houston straight away. Visit personal injury medical services for these car accident injuries that may not show signs right away.

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A crash will not come at a convenient time. It may happen during your commute or while rushing off to a child's performance. However, when the collision is minor with little or no vehicle damage, you may want to skip formalities and continue with your day. Doing this can have negative consequences for an insurance claim and, more importantly, your health. Taking the time to visit personal injury medical services allows a medical provider the opportunity to examine you for hidden injuries that may result in painful and permanent damage.

3 Hidden Injuries That Personal Injury Medical Services Can Find

Violent crashes cause apparent damage to the body. For example, your head may strike the headliner, leaving you unconscious with a head wound. In these situations, it is likely you would be transported to the hospital from the accident scene. However, when the impact is not as forceful, your body may not exhibit signs of damage. These three injuries are common in low-impact crashes.

1. Neck Injuries

Cars don't need to collide at high speeds for the body to be damaged by the forces generated in a crash. The neck is particularly susceptible to injury in any collision. It is made up of a complex network of muscles that work to support the head and shield the cervical spine. Whiplash is the most common injury in car accidents. The effects of whiplash are sometimes not felt until hours later. Whiplash is the result of microtears in the muscles surrounding the cervical spine. The treatment often involves immobilizing the neck, alternating hot and cold packs to the area, and medication. Some cases of whiplash warrant physical therapy.

2. Brain Trauma

An impact to the head is not the only way it can be damaged in a crash. The force of the accident can cause the head to jerk and jolt violently from one side to another. This movement not only results in whiplash, but it can cause a head injury with no visible signs. If you have whiplash, personal injury medical services will want you to be examined for a brain injury.

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The brain does not take up the entire skull. When the head snaps or shakes violently as it may in a car crash, the brain can move and hit the skull. Since the brain tissue is sensitive, this impact on the head may cause bruising or bleeding. Without imaging studies performed by personal injury medical services, you may have severe damage to the brain and not know it. A bleed that goes undetected may become deadly. Signs of brain trauma to watch out for include:

  • A worsening headache
  • Extreme exhaustion and lethargy
  • Nausea and vomiting
  • Blurry vision
  • Ringing in the ears
  • Slurring speech

A brain injury may cause irreversible damage and even death if it is not diagnosed immediately.

3. Soft Tissue Damage

The musculoskeletal system is made of bones surrounded and connected by soft tissue. Muscles, ligaments, and tendons are all soft tissue. One of the first signs of damage to soft tissue is pain. Tears and impacts can cause bleeding in the tissue. If the impact is forceful enough, the bleeding will pool under the skin, causing a bruise. After a crash, you may dismiss pain as nothing. However, if there is a bleed or tear in the muscle, you may not be able to get out of bed the next day. A medical provider can perform a cursory exam and identify any possible soft tissue damage before you have a major injury to deal with.

Even though you may think it unnecessary, a medical examination by personal injury medical services is critical after an accident. The staff at CityWide Injury stands by to conduct a thorough exam and make recommendations based on the findings. Do not get sidetracked by a hidden injury. Get the treatment you need before any underlying issues worsen.